Colorado is an incredible state with many excellent advantages that make it a great choice to move to.
For anyone making the permanent trek from Texas to Colorado, it is important to consider all of the factors involved in such a move. From essential moving tasks like getting a new license and insurance to picking out the perfect neighborhood for you, there is a lot involved in a move from one state to another.
In this article, we will cover everything you need to know about relocating from Texas to Colorado. Keep reading to learn the pros and cons of living in Colorado, as well as what to look for in a long-distance moving company!
Before you even arrive at your new home in Colorado, it is crucial to complete all the necessary moving tasks to make the transition as smooth as possible.
Along with packing up your belongings and moving them between locations, you must also keep several other key considerations in mind, such as:
- Locating and visiting your local DMV in Colorado
- Setting up new utility services in Colorado
- Finding a reliable WiFi provider in Colorado
Each of these is an important step, as it will help to ensure you have everything you need to succeed in your new home state.
Let’s take a closer look at these 3 essential moving tasks one by one:
1. Colorado DMV
When you move between states, it is important to obtain a new license in the state you are moving to. There are several reasons why getting this new license is important, including:
- Services: Each state has its own requirements and laws for various services, such as banking and insurance. Having a license registered in the state you are living in can make applying for different services much simpler.
- Voting: To register to vote in Colorado, you must provide a valid form of identification. To use your license as your form of identification, it must be a Colorado state license. You can check out the full list of acceptable forms of identification here.
- State Law: Colorado state law requires you to transfer your driver’s license and register your vehicle within the Colorado system within the first 90 days after becoming a resident. The Colorado DMV lists all the official requirements for residency and licensing on its website.
As such, it is essential to ensure you visit your local DMV once you have made your move to Colorado. You can find an interactive online map of all the DMV locations in Colorado here.
2. Electricity, Gas, and Water in Colorado
Whether you plan on living in a house, apartment, or condo, one of the most pressing tasks will be securing reliable electric, gas, and water services.
When figuring out where you will receive your utility services in Colorado, a good place to start is on the Colorado Energy Office’s official webpage for Electric Utilities. Here you will find all of the electric utility service territories, as well as resources for different types of utility providers around the state.
As for water utility services, the Colorado Basin Roundtable provides a handy online resource listing all of the drinking water providers in each county.
Ideally, you should sort these services out and have your accounts created directly after you sign a lease or sale contract. Doing this will ensure your utility services will be ready to go upon your arrival to your new home state.
3. Internet in Colorado
If you are looking for high-speed Internet, you will have plenty of options to choose from in Colorado.
According to High Speed Internet, there are more than 65 total internet provider options throughout the state of Colorado, though the availability of these providers can vary in different cities and towns. Additionally, 95% of all Coloradans have access to broadband Internet and 76% can access fiber.
Insurance in Colorado
After you have completed your initial moving tasks, your next step is to make sure you have your insurance affairs in order.
Depending on what physical assets you have, you may need to switch your car or home insurance plans from a Texas-based plan to a Colorado-based one instead. Additionally, if you have your own health insurance plan, you will need to have this transferred as well.
If you receive health insurance from your employer, you will need to make sure all the necessary paperwork is handled and completed so that you may receive your insurance card and information.
We will now look at some quick facts about each of these 3 main types of insurance in Colorado:
Health Insurance in Colorado
If you do not receive insurance through your job, then the best way to go about finding insurance is through the Health Colorado Marketplace.
However, there are income restrictions for certain plans, such as Health First Colorado, which covers many healthcare needs at a low cost. If you exceed the income restrictions for qualifying for those plans, you can instead check out Connect for Health Colorado.
Unlike some states, Coloradans cannot use the federal healthcare marketplace to find health insurance. This is different than in Texas, where insurance through HealthCare.gov is available, so make sure you are visiting the official Connect for Health Colorado for the best information on finding coverage.
Check out the eHealth Colorado State Health Resources webpage for more helpful information.
Car Insurance in Colorado
Like in any state, Colorado will have a variety of large, corporate car insurance companies to choose from and more local car insurance companies.
In terms of how Colorado compares to the rest of the country for car insurance rates, Colorado is slightly above the national average. According to Bankrate, the average amount spent on full car insurance annually in Colorado is $1,674.
NerdWallet — a personal finance advisory company — offers a full breakdown of some of the best affordable car insurance options in Colorado for 2022. These breakdowns are often updated over time, so you can check back if you plan on moving further in the future.
Home Insurance in Colorado
In 2022, U.S. News & World Report released its list of the Best Homeowners Insurance in Colorado of 2022. This report includes a list of some of the most popular home insurance companies in the state, as well as a handy online tool for comparing different policies.
On average, home insurance in Colorado does tend to run at a higher cost compared to national averages. According to Bankrate, the average cost of home insurance in Colorado totals to $1,863 per year for roughly $250,000 in dwelling coverage. This averages down to around $155 per month in home insurance payments.
How Far Is Colorado From Texas
The distance from Colorado to Texas can vary, as certain areas of each state will be further away compared to others.
From capital to capital, Denver, Colorado is roughly 920 miles away when driving to Austin, Texas. However, if you compare the distance between state lines, the Colorado state line in the southeast of the state is only an estimated 30 to 50 miles (depending on route) from the Texas state line in the northwest of the state.
Both of these states are significant in size, meaning that your transportation route and time of completion can vary drastically depending on where you are coming from and where you are going.
As for flying time, it once again depends on which airports and airlines you are using. From the largest airport in Colorado (Denver International Airport) to the largest airport in Texas (Dallas Fort Worth International Airport), a nonstop flight can take approximately 2 hours.
Why Move to Colorado
Colorado is a popular dream destination, especially among those looking to move to a place with more adventure and opportunity.
Among the many reasons to move to Colorado, some of the top ones include:
- Economic & Job Opportunity: Not only is Colorado packed full of job opportunities in a wide array of different industries, but it also has some of the best average wages in the country. The Colorado Department of Labor and Employment reports that workers in the state of Colorado had an average hourly wage of $30.24 in 2021, compared to an average of $28.01 nationally.
- Epic Natural Environment: One of the biggest draws of Colorado for new residents is the epic natural environment found all around the state. From towering mountains and luscious forests that become ski slopes in the winter to desert lands and canyons, Colorado has one of the most diverse outdoor environments, making it a haven for adventure lovers.
- Thriving Cities: Colorado has many large cities with thriving cultural and economic environments. Some of the top cities include Denver, Colorado Springs, and Boulder. The best part is that the epic nature we discussed before is just a short distance outside of any city limits you come across in the state.
- Cannabis: Whether you partake in the use of cannabis or not, there’s no denying the influence the plant has had on Colorado’s economy and culture. Thanks to the economic growth resulting from Colorado’s cannabis industry, the State of Colorado has been able to save millions of dollars in law enforcement costs — funds that can then be reallocated to other state needs.
Pros and Cons of Living In Colorado
Like any state, there will naturally be both pros and cons to living in Colorado. These pros and cons are important to consider, as they may impact your decision to move to Colorado or which part of Colorado you would like to move to.
Here is a breakdown of Colorado’s pros and cons as a state:
Pros of Living in Colorado
We have already covered some of the key advantages of moving to Colorado, including great job opportunities and a stunning natural environment.
Here are 3 additional pros to living in Colorado.
- Distinct Seasons: Not only is the nature beautiful in Colorado but it is also ever-changing, as Colorado has some of the most distinct seasons in the whole U.S. From sunny summers to frosty winters with snowy slopes covered in eager skiers.
- Lively Culture: The downtown areas in cities and towns scattered throughout the state have a lively culture that includes some of the best restaurants and breweries you’ve ever been to. Plus, Colorado has a rich history that is awesome to dive into.
- Things to Do: Festivals are basically commonplace in Colorado, with most weekends packed with different events and community gatherings. When you live in Colorado, there’s never a reason to sit around bored.
Cons of Living in Colorado
With the good always comes a bit of bad, and Colorado is no exception. There are cons to living in this state, which include:
- Severe Winters: If you are not a winter person, Colorado may not be the best choice for you. While each season is distinct with different characteristics like blooming petals and changing leaf colors, the winters in Colorado — especially northern Colorado — can sometimes be severe.
- Higher Cost of Living: In general, Colorado does tend to have a higher average cost of living compared to other states. However, this higher cost of living is typically associated with the biggest urban and metropolitan areas, so choosing a more remote location can help you avoid some of these higher costs.
- Wildfires: Parts of Colorado are in an arid climate, making it easy for wildfires to occur under certain conditions. As such, it is highly important to research an area before making any property investments, as you do not want to purchase property that may end up burnt to a crisp.
Cost Of Living In Colorado vs. Texas
In both Texas and Colorado, the cost of living will depend based on where in the state you are located.
Urban and suburban areas tend to have the highest cost of living overall, with urban areas having more rentable properties while suburban areas generally have a higher rate of home ownership. Alternatively, more remote areas offer a much more affordable cost of living in exchange for less convenience and accessibility to essential and miscellaneous services.
The average cost of living in Colorado, according to Best Places, is rated at 121.1 compared to the U.S. average of 100. This translates to the cost of living in Colorado being roughly 21% higher than the national average. The most affordable amenities in the state include utilities and healthcare.
How Much is a House in Colorado?
To purchase a home in Colorado, you will definitely need to consider how much you are willing to spend, as homes can get pricey quickly.
According to Zillow market research, the average value of a home in Colorado is around $589,634 with a 1-year change rate of 23.2%. This comes in at a cost significantly higher than the national average, which is roughly $392,000 for a standard home.
How Much is Rent in Colorado?
Rent can range in Colorado depending on where an apartment is located. Since the onslaught of the Covid-19 pandemic, rent in Colorado has shot up significantly, with the average rent paid in the state ranging between $1,1000 to $1,700.
Here are the average rents in some of Colorado’s most popular cities, according to Apartment List:
- Boulder: $1,664 for a 1-bedroom, $2,119 for a 2-bedroom
- Denver: $1,483 for a 1-bedroom, $1,817 for a 2-bedroom
- Aurora: $1,375 for a 1-bedroom, $1,734 for a 2-bedroom
- Colorado Springs: $1,137 for a 1-bedroom, $1,443 for a 2-bedroom
Best Cities to Live in Colorado
Where to live in Colorado largely depends on your preferences.
If you prefer the steep Rocky Mountain scenery and brisk mountain air, then the northern part of Colorado is probably best for you. Comparatively, if you like warmer weather and more desert-like environments, the south may be your perfect oasis.
In a May 2022 report from The Denver Post, some of the top cities in Colorado included:
- Colorado Springs: Located close to the midline of the state, Colorado Springs offers a nice balance of both chillier mountain environments and warmer deserts. This city is considered a high desert, meaning it gets colder after dark and has more defined seasons.
- Boulder: Found just to the north of Denver is Boulder, a well-known ski resort town with a bustling tourism scene and ski industry. Don’t be fooled by Boulder’s quaint nature — this small city is upscale in its own right, with many economic and investment opportunities.
- Fort Collins: To the very north and almost at the Wyoming state line is Fort Collins, the 4th most populated city in the state. Fort Collins has a lively local culture that offers the advantage of affordability while still just a short distance from bigger economic hubs like Denver.
- Denver: Colorado’s most well-known city is undoubtedly Denver, the “Mile High City.” For young professionals and families alike, Denver has a lot to offer in terms of employment, schools, cultural landmarks, diversity, and more.
The Weather in Colorado
As we have covered, the weather you encounter in Colorado will depend on which area you are in.
Looking at Denver — one of the biggest cities with some of the best surrounding towns and neighborhoods — the seasons are relatively mild, with winters averaging around daily highs of 45 degrees Fahrenheit. In the more mountainous regions like Boulder, you can expect longer and colder winters and shorter summer seasons.
Colorado Springs offers one of the warmest options in terms of location, with average annual temperatures staying about 40 degrees Fahrenheit on most winter days.
Final Thoughts: What To Look For In A Long Distance Moving Company
When you are ready to make your move from Texas to Colorado, your next big step is to pick the right moving company for your needs.
Picking a long-distance moving company can be tricky, as you want to make a choice that is affordable but also trustworthy. As you search for the right company, look for key factors such as:
- Pricing: Always try to avoid companies that are not transparent about their pricing models, as this can result in you paying a much larger end bill if you are not careful. Shop around and ask for quotes to find out more about what average prices may look like and what is fair for a company to charge.
- Reputation: You will gain much better insights from a company’s customer reviews than from their official marketing materials. Look into various online reviews, such as Google My Business reviews or information from the Better Business Bureau.
- Insurance: A good moving company will offer you insurance options for your belongings in the case of an accident. This is an important factor to consider, as you want to be covered in case anything bad happens to your furniture and other belongings.
With all this in mind, we wish you the best of luck on your move from Texas to Colorado!